Ehsaas Rozgar and Housing Programs
The Chief Minister of Khyber Pakhtunkhwa (KP), Sardar Ali Amin Khan Gandapur, has directed the direct launch of welfare schemes under the Ehsaas Rozgar and Housing Programs. These initiatives are part of the local government’s efforts to tackle unemployment and housing shortages among low-income families. The schemes focus on providing interest-free loans for employment generation, skill development, and affordable housing.
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Quick Information Table
| Program Name | Start Date | End Date | Loan Amount | Application Method | Target Group |
| Ehsaas Naujwan Rozgar | Dec 1, 2024 | Ongoing | Rs. 1M – Rs. 10M (soft loan) | Online | Skilled youth, small teams |
| Ehsaas Rozgar | Dec 1, 2024 | Ongoing | Up to Rs. 200,000 (interest-free) | Online & Offline | Entrepreneurs, small business owners |
| Ehsaas Hunar | Dec 1, 2024 | Ongoing | Up to Rs. 500,000 (interest-free) | Online | Vocational graduates |
| Ehsaas Apna Ghar | Dec 1, 2024 | Ongoing | Up to Rs. 1.5M (interest-free) | Online | Low-income families |
Programs Overview
1. Ehsaas Naujwan Rozgar Scheme
- Purpose: Create employment chances for youth by if soft loans to start businesses.
- Details: Loans range from Rs. 1 million to Rs. 10 million. Priority is given to teams of 3–4 individuals with viable business ideas.
- Eligibility:
- Skilled youth with business plans.
- Residents of KP
2. Ehsaas Rozgar Scheme
- Purpose: Provide interest-free loans for starting or increasing small-scale businesses.
- Details: Loans of up to Rs. 200,000 are available. This program targets aspiring entrepreneurs and small business owners.
- Eligibility:
- Individuals with practical business ideas.
- Residents of KP
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3. Ehsaas Hunar Programme
- Purpose: Empower skilled graduates to establish their own businesses.
- Details: Interest-free loans up to Rs. 500,000 are offered to work diploma or diploma holders.
- Eligibility:
- Vocational or technical institute graduates.
- Plans to launch skill-based businesses
4. Ehsaas Apna Ghar Scheme
- Purpose: Provide affordable housing for low-income families through interest-free loans.
- Details: Loans of up to Rs. 1.5 million are available for building or mending homes.
- Eligibility:
- Residents of KP with verifiable low income.
- Households with a monthly income of Rs. 40,000 to Rs. 50,000 depending on employment type.
- Must not hold existing bank loans
Eligibility Criteria for All Programs
- Must be a resident of Khyber Pakhtunkhwa.
- Valid CNIC and other required documents.
- Proof of income or business plan.
- For housing loans, applicants must meet income and family criteria as clear by the Ehsaas Apna Ghar Scheme
Required Documents
- Ehsaas Rozgar and Hunar:
- CNIC.
- Business plan or technical certification.
- Proof of income.
- Ehsaas Apna Ghar:
- CNIC.
- Property documents.
- Utility bills.
- Bank statements showing income.
- Family registration certificate (FRC).
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Application Process
- Online Application:
- An online portal will be launched for registration.
- Applicants can check eligibility and upload required documents online.
- Offline Application:
- Some programs will also accept applications via local district offices.
- Support desks will be customary in rural areas
Impact and Benefits
The Ehsaas Rozgar and Housing Programs are expected to:
- Reduce Unemployment: By fostering free enterprise and supporting occupational graduates.
- Provide Affordable Housing: Enabling low-income families to own or renovate homes.
- Boost Economic Growth: Promoting self-reliance and job creation.
These programs aim to uplift the socio-economic conditions of KP’s residents, ensuring that resources reach deserving candidates clearly and equitably
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Conclusion
The KP government’s immediate focus on implementing Ehsaas Rozgar and Housing Programs highlights its promise to addressing unemployment and housing challenges. With interest-free loans and tailored support, these initiatives offer a transformative opportunity for people to improve their lives and donate to the province’s economic stability.